Abstract

In buyers’ market, the returns reverse logistics caused by consumer credit can increase the management costs that enterprises spend dealing with the reverse logistics, and it can also cause bad community atmosphere. Based on the consumer's gender, age, education, occasion, position and the average monthly income, this paper establishes index system to evaluate consumer credit and uses Fischer discrimination ? to measure the credit level of consumers, which provides a reference for enterprises to establish a scientific assessment system to evaluate the consumer credit.

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