Abstract

Small and medium enterprises' financing constraints are an important reason for its development in recent years, national policy and legal aspects are also efforts to promote the development of SMEs, the SME financing is still a lot of the biggest obstacles to entrepreneurs. In this paper, the status of financing small and medium enterprises start to analyze the reasons for its financing of the status, and guide financial institutions to be innovative financial products and improve financial services, a variety of financing at the same time, expand the financing channels for small and medium enterprises, can also build a multi-level credit Security system, security is difficult for SMEs to resolve outstanding issues.

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