How is Academic Performance Affected by Delay in Student Loan Disbursement in Kenyan Universities? A Case Study of Kenyatta University

  •  Alvin Bomer    
  •  Xiaoguang Liu    
  •  Wanjiru Ruth Irungu    
  •  Wambui Ann Wanjiru    


The current research focused on the impact of delayed loan disbursement on performance. The study focused on Kenyatta University, situated in Nairobi, Kenya. In the study, the variables of class attendance, personal expenses, and course registration were evaluated as the main factors that impacted student performance due to delayed loans. A sample of 196 students were randomly selected from the population to take part in the study. The students were given questionnaires regarding higher education loan disbursement and the major variables being evaluated. The results revealed that students who experienced loan delays had problems covering their personal expenses, registering for courses, and attending classes. These challenges had a significant impact on the final performance in terms of grade point average. The study recommended that the government needs to release funds to the Higher Education Loans Board on time to facilitate fast disbursement of loans to the students. Also, it recommended closer collaboration between the Higher Education Loans Board and University administrations to ensure that students who are awaiting their loans are not denied to attend classes and register for courses.

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