### A Review of the Costs of Assault, Homicide, Mass Murder and Pedophilia with Implications for the Insurance Industry and the U.S. Roman Catholic Church: A Rationale for Using Computer Tests and Machine Learning Equations

•  Robert John Zagar
•  James Garbarino
•  Ishup Singh
•  Joseph Kovach
•  Emma Cenzon
•  Michael Benko
•  Steve Tippins
•  Kenneth G. Busch

#### Abstract

20 May 2021 U.S. dollar cost for assault = \$33,773.52; homicide, \$3,834,988.08, domestic terror, mass murder, spree-shooting, 3 dead, \$11,504,964.24, pedophilia, \$139,430.28. Over 85 years, domestic-terror, mass-murder, spree-shooter assaults cost = 1 to 5,000. \$33,773.52 x 5,000 = \$168,867,600; dead victims = from 1 to 1,000. \$3,834,988.08 x 1,000 = \$3,834,988,080. 1936-2021 U.S. insurance industry mass murder costs = [\$2,416,042,490 (630 @ \$3,834,988.08) + \$6,327,730,332 (1,650 @ \$3,834,988.08) + \$105,474,702.96 (3,123 @ \$33,773.52) = \$8,849,247,525.36] + [insurance, tax-increases \$11,504,021,782.97 (\$8,849,247,525.36 x 1.3] =\$20,353,269,317.93. Projecting 2021 to 2105 insurance industry no policy change (i.e., computer tests, machine learning equations), \$40,706,538,616.66, 3,330 deaths, 6,246 injuries, 388 suicides. U.S. Roman Catholic Church pedophilia costs, 1986-2011, \$2,486,898,000, payouts + lost-donations [(\$2,486,898,000.00 x 1.3) = \$3,232,967,400 = \$5,719,865,400 + 5,679 x 5 = 28,395 victims]. Projecting 2017 U.S. Church (2012-2037, 2038-2056, 2057-2082, 2083-2107), \$5,719,865,400 x 5 = \$28,599,327,000, 5,679 x 5 = 28,395 victims.

• ISSN(Print): 1918-7173
• ISSN(Online): 1918-7181
• Started: 2009
• Frequency: quarterly

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