Abstract

This study examines the relationship between type of risks and income of the rural households in Pattani province, Thailand using the standard multiple regression analysis. A multi-stage sampling technique is employed to select 600 households of 12 districts in the rural Pattani province and a structured questionnaire is used for data collection. Evidences from descriptive analysis show that the type of risks faced by households in rural Pattani province are job loss, reduction of salary, household member died, household members who work have accident, marital problem and infection of crops/livestock. In addition, result from the regression analysis suggests that job loss, household member died and marital problem have significant negative effects on the households’ income. The result suggests that job loss has adverse impact on households’ income. The implication of this is that the living standard of household will continue to deteriorate as large proportion of them could either not find job or lost their jobs. Therefore, an important policy suggestion is that government should formulate a policy that considers the creation of employment especially for the poor households with low-income particularly in the rural area. Also, government should provide an appropriate social security benefits program on which the affected population can rely on in case of problem such as sickness/accident/death of the household members. Concerning the marital problem in the households, an important implication to the policy maker is to formulate a policy or design strategy development principles of holistic family.

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