Non-Financial Performance of Micro Credit Entrepreneurs: Does Personal Religious Values Matters?

A. H. Fatimah-Salwa, A. Mohamad-Azahari, B. Joni-Tamkin


Two main objectives namely motivate this study: Firstly, to explore the profile of successful entrepreneurs who are recipient of micro credit financing from both Lembaga Zakat Selangor (LZS) and Amanah Ikhtiar Malaysia (AIM). The second objective intends to empirically investigate the possible relationship between the personal religious values and non-financial performance of the entrepreneurs. The microcredit entrepreneurs in Selangor that have been into entrepreneurial activities for at least five years are the targeted respondents. The numbers of respondents were determined through the snow ball sampling technique. The dependent variable in this study is thus represented by the non-financial performance indicator while the independent variables consist of 24 items that serve as indicator for the personal religious values. The result of multiple regression analysis (stepwise method) indicated revealed significant relationship of all the factors to the non-financial performance of LZS and AIM with the exception of truth and right variable. Based on the result, some recommendations were proposed together with the limitation of study that suggest possible prospect for further research.

Full Text:



International Journal of Economics and Finance  ISSN  1916-971X (Print) ISSN  1916-9728 (Online)

Copyright © Canadian Center of Science and Education

To make sure that you can receive messages from us, please add the '' domain to your e-mail 'safe list'. If you do not receive e-mail in your 'inbox', check your 'bulk mail' or 'junk mail' folders.