On Farmer’s Willingness to Small Forest Tenure Mortgage Loans —A Case Study on Yibin of Sichuan

Xin Cai, Weizhong Zeng


Based on the survey data of 364 peasant households in Yibin, Sichuan, this paper analyzes the farmer’s
willingness to small forest tenure mortgage loans. The result indicates a high willingness up to 74.2%, i.e. the
farmers are willing to invest forest tenure mortgage loans into forestry and agricultural production. The
influential factors on farmer’s willingness to small forest tenure mortgage loans include age, education, forest
area, the main source of family income, perception on the policies of forest tenure mortgage loans, social
services of forestry, financial institutions, etc. We propose the policy advocacy of forest tenure mortgage loans be
enhanced, mortgage loans of different period be designed for different purposes, and discount policy on small
mortgage loans be issued.

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DOI: https://doi.org/10.5539/ijbm.v6n3p272

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