Applying Fisher Discrimination Approach to Assessing Customers’ Risk in Bank Card Business

Yongju Zhang, Erhong Hou

Abstract


The development of bank card business has severely challenged the improvement of risk-controlling technology. While assessing risk is the foundation of risk-controlling in bank card business. Presently, domestic banks have set up their customer data base. By analyzing the status of risk assessing in risk-controlling, this article tries to applying Fisher Discrimination Approach to assessing customers’ risk and overcomes the difficulty of determining the influential factors’ share in traditional bank assessing approach.

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International Business Research  ISSN 1913-9004 (Print), ISSN 1913-9012 (Online)

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